0 Apr Credit Cards 18 Months

If you need a 0 intro apr credit card wells fargo platinum card from our partner wells fargo is an ideal no annual fee 0 intro apr visa card with a long introductory period it offers 0 intro apr for 18 months on purchases and qualifying balance transfers. A 0 apr credit card is a card that does not charge interest on purchases for a certain number of months after account opening. While most balance transfer credit cards extend 0 apr for up to 18 months the citi simplicity card comes with a longer offer that is hard to beat.

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Cardholders also receive access to citi private pass which gives special access to purchase thousands of events annually including presale tickets and vip.

0 apr credit cards 18 months. The citi diamond preferred credit card gives new cardholders 18 months of interest free financing on purchases and balance transfers but boosts its ongoing apr after the intro period to a slightly high 15 99 to 25 99 range. After a 0 credit card s interest free period ends the card s regular apr applies to the remaining balance if any some cards are from wallethub partners. A 0 apr credit card offers no interest for a set amount of time usually 12 to 21 months. The card comes with an extremely long introductory apr offer.

Why this is one of the best 0 introductory apr credit cards. By christina majaski updated. Using a 0 apr card for a large purchase and paying off the debt completely before the 0 interest period expires can be an effective way to save hundreds of dollars in interest. The average 0 credit card has a 0 apr for 11 49 months a 0 annual fee and an 17 58 regular apr.

Image courtesy of greenpath bottom line. Cardholders get a full 18 month 0 introductory rate on purchases and balance transfers. During the intro 0 apr period you won t be charged interest on new purchases or balance transfers. In addition it has no annual fee and has low transaction fees for qualifying balance transfers.

Pros the fees are minimal with this card including no annual fee. With the platinum card you can enjoy the everyday convenience of a non rewards card while saving on interest and paying down your other credit card balances faster. Introductory 0 00 apr for the. However you d save this entire 197 12 if you made the purchase on a 0 apr credit card with an 18 month introductory 0 apr period.

Plus citi entertainment perks provide access to events concerts and experiences. American express cash magnet card. See the best 18 month 0 apr credit cards that are available to help you avoid interest payments or eliminate high interest credit card debt. 0 for 18 months on balance transfers after which your apr is a relatively low 14 74 24 74 variable.

After that there is a 14 74 to 24 74 variable apr.