What Is Considered Full Coverage Car Insurance In Florida

We have extensive experience litigating insurance claims and recovering compensation for injured parties.

What is considered full coverage car insurance in florida. However in reality there is no such thing as full coverage auto insurance. Property damage liability coverage helps pay for damage you cause to another person s property in a car accident. If you have a high car insurance car deductible of 1 000 for example a rental car crash is going to cost you 1 000. But a full coverage policy covers you in most of them.

A full coverage policy is typically one that includes several types of car insurance coverage that as a whole provide a solid level of protection in case of an accident. Full coverage is a commonly used term among auto insurance buyers. But there s an important caveat you ll need to meet your deductible first. Bodily injury liability coverage helps pay for another person s medical expenses if you cause an accident.

While having all of them under one policy can be expensive as we go into length in this article it can be well worth it. Full coverage car insurance isn t technically a type of insurance. Generally it means car insurance that offers enough coverage to protect you and your vehicle in almost every scenario whether a parking lot fender bender or a total write off. Bodily injury property damage uninsured motorist personal injury protection collision and comprehensive.

Florida s full coverage insurance is not enough. No insurance policy can cover you and your car in every circumstance. For this reason optional coverage is available for florida drivers to purchase. In florida full coverage car insurance is considered either the minimum insurance coverage required by florida law or a policy that protects drivers in most circumstances depending on whom you ask.

And unless a driver has committed a dui offense in the recent past liability insurance is not a requirement in florida. The big divide is because there s no specific definition of full coverage auto insurance in florida despite the popularity of the term. Each state sets minimum liability coverage limits that. Full coverage car insurance.

Insurance is meant to protect you from being sued or left financially stranded by a totaled car or ruined by an uninsured driver. If you want full liability coverage in an accident the experienced fort lauderdale full coverage attorneys at anidjar levine can help. First let s get something straight. It usually refers to a combination of liability collision and comprehensive insurance along with any other coverage that a vehicle owner may want.

As mentioned full coverage car insurance will protect you in case of an accident in a rental car. Speak with an experienced florida attorney at our firm today. Full coverage auto insurance many think they carry full coverage on their car insurance policy.